🏡 The First 3 Things You Should Do Before House Hunting

Before you fall in love with that dream home, make sure you’re ready with this quick and easy first-time homebuyer checklist. These 3 essential steps will set you up for success—especially in a fast-paced market like Northeast Ohio.

✅ 1. Check Your Credit Score Early

Step one on any first-time homebuyer checklist is understanding your credit. It directly affects your loan approval, interest rate, and how much house you can afford. Use a free tool like Credit Karma or check with your bank. Once you know where you stand, avoid making big purchases or opening new credit accounts—consistency is key.

✅ 2. Get Pre-Approved (Not Just Pre-Qualified)

This step often gets skipped, but it’s a game-changer. A proper pre-approval shows sellers you’re serious, and it gives you a solid budget. Unlike pre-qualification, pre-approval involves verifying your financials and can speed up the buying process dramatically. Every reliable first-time homebuyer checklist includes this for good reason.

✅ 3. Create a ‘Wants vs. Needs’ List

Before touring your first property, make a list of what you truly need vs. what you’d simply like to have. Maybe a fenced-in backyard is a need for your dog, while granite countertops are a want. Sticking to your priorities helps you stay focused and avoid emotional decisions.

🧠 Final Thought:

Starting the homebuying journey can feel overwhelming, but this quick first-time homebuyer checklist makes it manageable. Tackle these 3 steps early and you’ll be ahead of the game.

📞 Ready to take the next step? Contact The Stone Team today—we’ll guide you through every part of the process and help you find a home that fits your needs and your lifestyle.